Open Enrollment (Deadline is Oct. 31, 2025)

Employees may make changes to their benefits that will take effect January 1, 2026. If you have any questions or require assistance, please contact us at 662-325-3713 or benefits@hrm.msstate.edu

State Life

Provider

Minnesota Life Insurance Company

Contact Information

Eligibility

Benefits-eligible employees

Coverage

Insured for twice the employee's annual wage, with a minimum of $30,000 and a maximum of $100,000 coverage. Please note that state-sponsored group term life insurance coverage over $50,000 is subject to imputed tax under the Internal Revenue Service Code Section 79.

Cost

The premium is 20 cents per $1,000 of coverage per month (10 cents per semi-monthly). The employee pays one half of the premium and the university pays the other half of the premium.