Insurance

Employee Navigator is an online benefits administration system that allows employees to manage and enroll in their benefits through a simple, secure, and user-friendly self-service portal. The platform provides real-time access to your benefit options, plan details, and enrollment choices from your computer, tablet, or mobile device.

Our previous process relied on paper enrollment forms, which could be time-consuming and prone to delays or errors. Moving to an online system significantly improves your experience by offering:

• Convenient self-service access anytime, anywhere
• Faster and more accurate benefit enrollments and updates
• Clearer visibility into available plans and selected benefits
• Automated confirmations to ensure elections are processed
• A smoother new hire experience and simpler life event changes

You will need to register to create your username and password. Once registered, you may log in to manage or view your current benefits.

Link to Register in Employee Navigator: https://www.employeenavigator.com/benefits/Account/Register

Click here to view registration and login instructions.

Company identifier: msstate

You may need to access Employee Navigator when:

• Enrolling as a new hire or newly benefits-eligible employee
• Participating in Annual Open Enrollment
• Making changes due to a qualifying life event (marriage, birth, divorce, loss of coverage, etc.)
• Reviewing your current benefit elections
• Updating beneficiary information
• Accessing benefit-related documents

If you experience issues registering, logging in, or completing your enrollment, contact your Benefits Specialist or call 662-325-3713. 

Open Enrollment will be held October 1 through October 31.

Employees who wish to make changes to their benefit elections for the 2027 plan year must complete and submit their enrollment by October 31.

This year's Open Enrollment is a passive enrollment, meaning current benefit elections will automatically carry forward into 2027 if no changes are made. However, employees who wish to add, change, or cancel coverage must complete their elections within Employee Navigator before the Open Enrollment deadline.

To view current elections prior to beginning Open Enrollment:

• On the home screen, click Enrollment Summary. 
• Scroll down to view your current elections including plan type, coverage level, dependents covered, and cost per pay period. 

To view current elections while in the Open Enrollment workflow:

• Review the My Selections section on the right-hand side of each benefit page.
• This will show you your current plan and cost per pay period. 
• If you currently have dependents enrolled in a benefit, a green check mark will appear next to their name under Who am I enrolling?

No. This year's open enrollment is a passive enrollment, meaning your current benefit elections will automatically carry forward into 2027 unless you make changes.

If you do not wish to make any changes, you are not required to log in and complete the Open Enrollment process.

However, if you do login to Employee Navigator and click Start Open Enrollment, you will be required to review each benefit offered and confirm whether you wish you continue, change, or decline coverage before submitting your enrollment. 

Yes. Employee Navigator will guide you through each benefit category, even if you are only changing one benefit.

Once you begin the Open Enrollment process, you must review each benefit and indicate whether you want to:

• Keep your current coverage
• Change your coverage
• Decline coverage

If you do not complete each step, you will not be able to submit your changes. All sections must be completed before you can submit your enrollment change request.

Your changes will not be processed.

After reviewing all benefit elections, you must complete the final step by selecting Click to Sign and submitting your enrollment. If you exit the system before completing this step, any election changes you made may not be saved or submitted.

After submitting your enrollment, you should receive a confirmation message on the screen.

You may also receive a confirmation email from Employee Navigator. To verify your enrollment, return to the Home screen and review your updated elections under Enrollment Summary – Open Enrollment.

Yes. During the Open Enrollment period (October 1 – 31), you may log back into Employee Navigator and make additional changes if needed.

If you make changes after your initial submission, be sure to complete the enrollment process again by selecting Click to Sign and submitting your updates. Your most recent submission is the one that will be processed.

During the open enrollment period (October 1 – 31), you can log back into Employee Navigator and continue where you left off.

However, any changes you make will not be processed until you complete all sections, select Click to Sign, and submit your enrollment.

If you do not submit your enrollment by October 31, any incomplete Open Enrollment session will be closed, and any changes made during that session will not be processed. To ensure your updates are applied, be sure to complete the enrollment process and submit your elections before the Open Enrollment deadline.

Generally, no.

Benefit elections made during Open Enrollment remain in effect for the 2027 plan year unless you experience a qualifying life event, such as:

• Marriage
• Divorce
• Birth or adoption of a child
• Loss or gain of other coverage

Qualifying life event changes must be requested within the applicable enrollment deadline. Contact your benefits specialist for more information.