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Benefits eligible employees must complete retirement forms within 30 days of date of hire. Beneficiaries may be changed at any time by completing the necessary forms. All completed forms must be returned to Human Resources Management for processing.


All benefits eligible employees are required to participate in a retirement plan, the Public Employees' Retirement System of Mississippi (PERS) or the Optional Retirement Plan (ORP). However, participation in the ORP plan is only available to employees holding specific positions as defined by state law.

Supplemental Retirement Options

Supplemental retirement plans include the Mississippi Deferred Compensation Plan and Trust 457 for all benefits-eligible employees. In addition, all employees are eligible to enroll in a Tax Deferred Annuity 403(b). Contributions for these plans are made by the employee only and deducted with pre-tax dollars. There are limits to the amount of contributions employees can make each year, and other restrictions apply. Enrollment is available at any time.