Conclusion: State Health Plan

  • Two Coverage Options – Base or Select.

  • Base Coverage is a high-deductible plan, which allows participants to establish a Health Savings Account.

  • Base Coverage has higher deductibles and out-of-pocket maximums; however, the premiums are lower.

  • Both Base and Select Coverage allow employees to purchase coverage for their dependents.

  • Both Base and Select Coverage include a $1000 annual wellness preventive benefit for participants 18 years or older if a participant over age 18 completes a Health Risk Assessment (HRA).

  • Both Base and Select Coverage provide for well-child care benefits, including 100% coverage for well-newborn nursery care while the newborn is hospital-confined after birth, and well-child physician visits and certain diagnostic tests at 100%.

  • The State pays 100% of the premium for active Legacy employees for either Base or Select Coverage.

  • The State pays 100% of the premium for active Horizon employees for Base Coverage.

Remember, coverage becomes effective the first day of your employment, provided you complete and submit an enrollment form within 31 days of your date of hire.

 

Benefits Overview