Other Retirement Savings Options

MSU offers additional ways to save money for retirement. You do not pay taxes on your contributions until you begin making withdrawals from the plans, usually after you retire. There are limits to the amount of contributions that you can make each year, and other restrictions apply.

• Tax-deferred Annuity, or 403(b)

  • MSU vendors and instructions for participation

  • Form: Salary Reduction Agreement for Tax-Deferred Annuities

• Mississippi Deferred Compensation Plan is offered through the Mississippi Public Employees' Retirement System. It is a supplemental retirement savings plan authorized under Section 457 of the Internal Revenue Code.

  • Link to Mississippi Deferred Compensation Plan and Trust

  • Enrollment Information and Investment Option Summaries

You may begin participating in either of these plans at any time. Additional information is available in the Benefits Overview section on Retirement Planning Options.