Personal Accident Expense Plan

A personal accident expense policy is available through AFLAC. This plan assists with expenses associated with an accidental injury. It pays you directly, unless assigned, regardless of any other insurance you may have.

 

You may enroll in this optional coverage within 31 days of your date of employment, or during open enrollment in the fall. The full cost of the coverage is the employee’s responsibility.

 

Coverage can be purchased within 31 days of your first day of employment, or during open enrollment each fall. The full cost of this optional coverage is paid by the employee. The HRM Benefits Counselor can provide rates and additional coverage details.

Carrier

AFLAC

Rate Sheet

Personal Accident Expense Plan Ratesheet

Pre-tax?

Yes. The premiums for this coverage may be tax-sheltered under the MSU Pre-tax Benefits Plan.

Application

Application for Accident Insurance (A-34000 Series) (includes Statement of Understanding and Arbitration Agreement)