New Employee Orientation - Mississippi State University

Hospital Intensive Care Protection

MSU offers its employees Hospital Intensive Care Protection coverage. This AFLAC plan is designed to provide funds to help cover the extra expenses associated with a stay in intensive care. It pays you directly, unless it is assigned, regardless of any other insurance you may have. Benefits under this option are payable for a maximum of 30 days.

Coverage can be purchased within 31 days of your first day of employment, or during open enrollment each fall. The full cost of this optional coverage is paid by the employee. An HRM Benefits Counselor can provide rates and additional coverage details.	Carrier	AFLAC
	Rates	AFLAC Rate Sheet
	Pre-tax?	Yes. The premiums for this coverage may be tax-sheltered under the MSU Pre-tax Benefits Plan.
	Application	Application for Hospital Intensive Care Unit Insurance (A-18400 Series) (includes Statement of Understanding and Arbitration Agreement)