Dental benefit highlights, based on what are known as usual, customary, and reasonable fees, include:

 

Low Option High Option
Diagnostic and Preventative 100%, with no deductible 100%, with no deductible
Restorations and Denture Repairs 50% after deductible 80% after deductible
Other Basic Services 50% after deductible 80% after deductible
Periodontics/Endodontics 25% after deductible and 12 months of continuous coverage 50% after deductible and 12 months of continuous coverage
Crowns & Prosthodontics 25% after deductible and 12 months of continuous coverage 50% after deductible and 12 months of continuous coverage
Orthodontics 0% Benefits begin after 12 months of coverage, and pay  50% with no deductible; however, there is a $1,200 lifetime maximum
Maximum $1000 per person, per calendar year $1500 per person, per calendar year

Carrier

Delta Dental Insurance Company

Plan

Certificate of Coverage

Pre-tax?

Yes. The premiums for this coverage may be tax-sheltered under the MSU Pre-tax Benefits Plan.